California Proposes Gun Liability Insurance Mandate

If they can’t completely ban guns, at least they can try to “price gun-owners out of existence,” as Sam Peredes of Gun Owners of California put it. California Democrats are trying to force gun-owners to purchase liability insurance to cover damages or injuries incurred by their firearms, kind of like car insurance. Part of the legislation would give gun-owners lower insurance rates if they keep their guns locked away in a safe at all times. An NBC affiliate in San Diego reported on the Democrat legislators’ stated motives for their bill:

 “‘I was moved, like many others, being the father of two young children, by the Sandy Hook incident and looking for constructive ways to manage gun violence here in California as well as the rest of the country,’ said Assemblyman Philip Ting of San Francisco, who introduced AB231 along with Assemblyman Jimmy Gomez of Los Angeles. ‘There’s basically a cost that is born by the taxpayers when accidents occur. … I don’t think that taxpayers should be footing those bills.’”

And why shouldn’t taxpayers be footing those bills? Democrats seem perfectly fine with having taxpayers fund pretty much everything the government does like schools, libraries, welfare programs and food stamps, whether these taxpayers use any of those “services” or not. Why should this be any different? That’s easy. Because they don’t want any law-abiding gun-owners in California. They want to tax them out of existence. And of course, once again, criminals will ignore the law, which will put law-abiding citizens at an even greater disadvantage.

Eventually, when the taxes and insurance costs of keeping a gun become too unbearable, gun-owners can just turn in their weapon at the next gun buyback program. In fact, there’s another bill that Philip Ting introduced that offered up to a $1,000 state income tax credit if a gun-owner turned in his weapon at a local gun buyback program.

At the heart of the matter is that this is yet another government mandate. Like car insurance and like Obamacare, it is unconstitutional to require citizens to purchase a product. All this gun liability insurance mandate will do is give insurance companies more customers and create an incentive for citizens to turn in their guns.