Obamacare, more properly known as the Patient Protection and Affordable Care Act, went into effect on March 23, 2010.
About a year prior to this piece of legislative garbage going into effect, I checked into getting personal healthcare coverage for my wife and I. At the time, the quotes ran about $275 per month with $5,000 out of pocket deductible. This week, we again priced healthcare for the two of us and discovered that it starts around $390 per month with an $11,000 out of pocket deductible.
In a matter of two years, the premiums increased by 42% while the deductible also increased by over 100%. What would have cost us around $8,300 a year two years ago would now cost us around $15,680 a year out of pocket. And to add to the irony is that the coverage in the current packages is less than it was two years ago. Bottom line is that today we would be paying 89% more for less coverage in a difference of only two years, and that happens to be when the Affordable Care Act was being advocated, passed and enacted by our loving Congress.
If the US Supreme Court upholds the insurance mandate part of Obamacare, it will actually cost us much less to pay the imposed IRS fine for being uninsured that it would for us to purchase health insurance, of which won’t pay anything until we spend over $15,000 first.
I have family members who have health insurance through their employer and they have been telling me the same story. Their employee costs have increased, their out of pocket deductible has increased and the amount of coverage has decreased.
Just this week I read a report from the state of Washington where the number of uninsured has increased by at least 180,000 since Obama took office in 2008. According to Mike Kreidler, the state insurance commissioner, out of the 6.7 million residents in the state, there are now one million of them that do not have any health insurance. He also reports that the costs of unpaid medical claims in the state have reached $1 billion.
I urge everyone one of you to sit down and figure out what your healthcare coverage and costs were before Obama and compare them to what they are now. Add your figures to this message and forward it on to your state attorney general, along with your US Representative and Senator and ask them to justify the cost increases and decreased coverage Obamacare has brought upon us all. Then demand that they take action to rescind Obamacare in its entirety.