Couple Facing Jail Time For Living In RV After Fire Partially Burned Home


A Mississippi couple whose home was partially gutted in a fire is now facing fines, court costs and potential jail time for living temporarily in an RV while they dealt with insurance issues.

Pam Navari says she and her husband lived in an RV in their driveway as they fought their insurance company over their settlement claim.

The living arrangement was found to be in violation of their Madison homeowners association code, WAPT-TV reports.

A Madison couple is facing jail time for keeping an RV on their property. It isn’t just a recreational vehicle, it’s the couple’s home while they fight with their insurer over a fire that destroyed their home.

Pam Navari thought it couldn’t get worse than an electrical fire gutting her house on Christmas Eve, but now she says she was wrong. With cash getting tight over the summer, and being desperate to keep their son in school, the Navaris found an RV they could fit in their driveway.

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The Navaris live in Annandale Estates. The homeowners association covenant doesn’t allow RVs, except in a bona fide emergency.

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“We called the alderman, the mayor was aware of it. We were told as long as I was approved by the homeowners (association) board, then we could get a temporary permit. They were OK with it,” Navari said.

But soon after they moved in, the Navaris learned not everyone was OK with it.

“The next thing we knew, we get a letter from a board member saying it was against the covenant. They were not able to change the covenant. They felt sympathy for us in our situation, but we needed to leave,” Navari said. More

I actively shopped for a house in an area without a homeowners association. They are nothing but an extra layer of government and cause of pain for most homeowners. You do not own what you buy, you are allowed to live there as long as you abide by their rules.

Why buy property to live like you did when you rented? A home is supposed to be your castle, not some restrictive contractual administrative nightmare.

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